‘Good’ regulation

Studied under David Jackman for the Diploma in Anti money-laundering (Module 4). See more about him at the end of this article.

It is my belief that a viable culture is vital for successful compliance/regulation. Hence, I am following up on his teachings on regulatory maturity (for possible further research). He states 4 stages/levels from the document Ethics for Regulators. (2016). https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/553826/David_Jackman_-_Ethics_for_regulators.pdf [UK government site].

I quote here the middle two stages and highlight a tiny bit of the final stage.


2. Procedural

  • Question: What do we have to do?
  • Unthinking, mechanical compliance
  • Dispersed decision-making /decision-sharing
  • By the book – black or white answers, ticking boxes
  • Bureaucratic and costly
  • Jobs-worth, inflexible application of principles
  • Culture of dependency on ppolicies and procedures
  • Outsourcing ‘conscience’

3. Embedding

  • Question: How can we be more effective?
  • Making the business case
  • Reputational repair or building trust
  • Helps in delivering on objectives, no just a cost
  • Part of decision-making at all levels
  • Staff give space to grow and trusted to make decisions
  • Judgment led
  • Public accountability and kpis
  • Long-term planning of developing principles

4. Values-led would involve:

  • Question: What do we want to do?
  • Good habit not audit driven


Related posts/Information:

Personal Data Protection Act 2012 (PDPA) – Singapore

Specimen Paper and Reflections – Anti Money Laundering


[from the main source article] “Regulatory Maturity:
1. Effectiveness of the regulatory body in delivering its stated objectives,
including the sophistication of the regulatory tools and techniques used
2. Maturity of the relationship between regulator and regulated, and other
3. Integrity of the internal regulatory culture, including the degree to which
the seven principles are embedded


David Jackman. Company Overview of Jersey International Business School. https://www.bloomberg.com/research/stocks/private/person.asp?personId=61166528&privcapId=102276049. Bloomberg.

Read an article written by him in 2012. David Jackman: Business won’t be ethical until it shares society’s values again. http://www.independent.co.uk/voices/commentators/david-jackman-business-wont-be-ethical-until-it-shares-societys-values-again-7965044.html. The Independent. UK.

David Jackman. Strategic Advisor. Meet the ICA Advisory Committee. https://www.int-comp.org/ica-advisory-committee/meet-the-ica-advisory-committee/. International Compliance Association. International Compliance Association. London.


‘Stronghold’ – Johnny Hunt

This links to Shame – Two Perspectives.

Two reasons why I picked the book up – Ravi Zacharias’ commendation on the front cover (I have read/studied/trusted a fair deal of CS Lewis, JI Packer, Timothy Keller. Thus I now turn to Ravi Zacharias, albeit indirectly.) The second reason, ‘strongholds’.

Johnny Hunt’s book, a sincere attempt, defines ‘strongholds’ as ‘any habit that got hold of you.’ (p.21).

One other learning point:

Whoever conceals his transgressions will not prosper, but he who confesses and forsakes them will obtain mercy. [Proverbs 28:13, ESV Old Testament]

Therefore, confess your sins to one another and pray for one another, that you may be healed. The prayer of a righteous person has great power as it is working. [James 5:16, ESV New Testament]


Demolishing Strongholds: Finding Victory Over the Struggles That Hold You Back. (2017). Harvest House Publishers. [Bible versions used – English Standard (ESV); New King James (NKJV); New International (NIV)]

Memory weakness and epilepsy

William Barr, PhD, ABPP. Reviewed By: Joseph I. Sirven, MD (March 19, 2014). Types of Memory Problems. https://www.epilepsy.com/learn/challenges-epilepsy/thinking-and-memory/types-memory-problems. Epilepsy Foundation of America.

  • “Problems of attention and encoding” – information fails to become memory
  • “Problems of storage” – retention
  • “Problems of retrieval” – recall

Irene Elliott, RN, MHSc, ACNP and Janice Mulligan, MSW, RSW. How Epilepsy Affects Learning. (2/4/2010). http://www.aboutkidshealth.ca/En/ResourceCentres/Epilepsy/AtHomeandAtSchool/EpilepsyandSchool/Pages/How-Epilepsy-Affects-Learning.aspx. AboutKidsHealth, The Hospital for Sick Children. Canada.

memory: a child may study a topic many times, but not remember it the next day



Diet and Epilepsy

Modified Atkins Diet

Modified Atkins Diet Can Cut Epileptic Seizures in Adults. (28 Jan 2008). https://www.hopkinsmedicine.org/news/media/releases/Modified_Atkins_Diet_Can_Cut_Epileptic_Seizures_in_Adults. Johns Hopkins Medicine. [Bold words my addition]

In 2002, Johns Hopkins researchers began testing a modified version of the Atkins diet in children with epilepsy… modified diet… high-fat focus of the ketogenic diet, prompting the body to generate ketones… allows more carbohydrates and protein, doesn’t limit fluids and calories, and has no fasting period… began testing it for efficacy and ease of use in adults.

30 adults with epilepsy, ages 18 to 53 years, who had tried at least two anticonvulsant drugs without success and had an average of 10 seizures per week, were placed on the modified Atkins diet… restricted them to 15 grams of carbohydrates a day. “… a few strawberries, some vegetables, or a bit of bread,”… most of its calories from fat-eggs, meats, oils and heavy cream-with as much protein and no-carb beverages…

…about half the patients had experienced a 50 percent reduction in the frequency of their seizures by the first clinic visit. About a third of the patients halved the frequency of seizures by three months. Side effects linked with the diet, such as a rise in cholesterol or triglycerides, were mild. A third of the patients dropped out by the third month, unable to comply with the restrictions… diet won’t be a good fit for all patients


Katie Barwick, Senior Paediatric Dietitian, Mater Health Services, Mater Children’s Hospital. (Nov 2011). The Modified Atkins Diet. http://www.epilepsyqueensland.com.au/modified-atkins-diet. Epilepsy Queensland Inc.

…high-fat diet… for difficult to treat seizures. Heavy cream, butter and vegetable oils provide the necessary fat… allows all protein rich foods… meat, chicken, eggs and fish. It completely eliminates sweets… lollies, biscuits and desserts… carbohydrate rich foods… bread, potatoes, rice, pasta and cereals are not allowed in the first month… may be introduced later.

Children and teenagers with uncontrolled seizures may be helped by the diet.

Medications may act stronger with the Modified Atkins Diet therefore close medical monitoring is necessary.

The diet is generally used for a period of 2 years… If the diet is not helpful, it will be stopped within a few months.

Most children do not develop high cholesterol levels while on the diet. If a child develops high cholesterol or lipids, the diet can be modified to lower these.

This diet should not be started without medical and dietetic supervision.

See also:

David C. Spencer. (2017). Navigating Life with Epilepsy. New York. Oxford University Press. [Diet Therapy]


SME Talent Programme (STP) – S’pore

The SME Talent Programme (STP) helps local SMEs (small and medium enterprises) attract talent from the Institute of Technical Education (ITE), Polytechnics and Universities, through structured and meaningful internships.

SPRING will partner appointed Approved-in-Principle (AIP) partners as key managing agents of the programme, assisting participating SMEs across industries to engage the students through local Institutes of Higher Learning (IHLs).

(1) SMEs’ Eligibility Criteria

  • At least 30% local shareholding
  • Group annual turnover of not more than S$100 million OR group employment size of not more than 200 workers
  • Offer career opportunities with a clear job description and career progression path
  • Possess sound Human Resource processes
  • Willing to participate in SPRING’s Human Resource Maturity Diagnostics (HRMD)

(2) Students’ Eligibility Criteria

  • A Singaporean or a Singapore Permanent Resident who is a full-time student in an ITE, Polytechnic or University
  • Keen interest to gain hands-on experience/start careers in local SMEs

(1) For SMEs

SMEs can offer internship opportunities to local students from ITE, Polytechnics and Universities by:

  • Providing a structured and meaningful internship experience
  • Offering interns a monthly internship stipend that meets the STP requirements ($1,000 for university students; $800 for Polytechnic and ITE students)

SMEs are eligible for up to 70% funding support covering the internship stipend:

  • Minimum $800 monthly allowance for ITE and Polytechnic students
  • Minimum $1000 monthly allowance for University students

SME Talent Programme (STP) at a Glance. (updated 12 Feb 2018). https://www.spring.gov.sg/Growing-Business/Grant/development-areas/Pages/HCD-SME-Talent-Programme.aspx. SPRING Singapore.

Notes/Related post:

SPRING = SPRING (Standards, Productivity and Innovation Board) Singapore. See Jane Wee. (2001). http://eresources.nlb.gov.sg/infopedia/articles/SIP_301_2005-02-02.html. SPRING Singapore. NLB Singapore Infopedia.

The programme began in 2013. [The STP will decrease, and be stopped for sectors/job roles under the SkillsFuture Earn and Learn Programme (ELP).] https://www.channelnewsasia.com/news/singapore/skillsfuture-earn-and-learn-complements-sme-talent-programme-teo-8263792. (13 Apr 2015). TODAY.

Earlier post on Republic Polytechnic internship (FAQ).


FAQ Employers – Republic Polytechnic (RP) Internship

[Geographical restriction – Singapore only – FAQ for Employers. http://www.rp.edu.sg/FAQs_for_Employers.aspx. Republic Polytechnic. Accessed 14 Feb 2018.]

Notes/Summary/Paraphrase for research (Non-exhaustive)

  • To join RP’s internship programme, firms utilise the online Internship Application Form at www.rp.edu.sg/Internship.aspx. Thereafter, an assigned officer initiates a discussion
  • Student allowance benchmark between $500 and $1000 (monthly)
  • Between 20 and 24 weeks length but different schools/centres may set unique timeframes
  • “total number of hours should not exceed 44 hours per work-week as per MOM’s guideline. Overtime pay is expected for work beyond 44 hours per week”
  • Full time matriculated/registered students RP employed for training approved by RP do not need to make CPF contributions
  • Any “misconduct have to be referred to School Liaison Officer (SLO) first for advice on the appropriate set of actions”
  • The SLO may
    • liaise with the assigned Company Supervisor
    • monitor intern’s knowledge, attitude and skills
    • visit attachment workplace and appraise intern performance with the assigned Supervisor
  • The assigned company supervisor will :
    • Guide the student on assigned duties
    • Help the intern adapt to the company culture
    • Evaluate intern performance based on the student’s attitude, reliability,  quality, productivity, teamwork, and initiative and communication skills, and attendance
    • Update the SLO regarding the student’s performance and progress
    • Manage misconduct with the SLO

Relevant link:

Internship. http://www.rp.edu.sg/Internship.aspx. Republic Polytechnic.


Bachelor of Science in Logic and Computation – University of Auckland

Perhaps Charles Percy (C.P.) Snow (1905-1980) – British novelist, scientist, and bureaucrat would have been pleased to see the Undergraduate degree in Logic and Computation in New Zealand? See the copywriting (Undergraduate Handbook 2018)

Logic and Computation is about symbolic systems used by humans and computers.
It applies ideas and techniques from Computer Science, Philosophy, Mathematics and
Linguistics to relate the structure of symbolic representation in human thought and
computer software.
Can you imagine life without your smartphone, your computer, or your gaming console? Computing technology is everywhere in everyday life. Every industry is becoming more and more dependent on computing technology and the market for experts in that field continues to expand and diversify. Graduates who are adaptable and who have demonstrated skills in computing, analytical thinking and communication will always be in demand. The Logic and Computation programme can provide students with programming knowledge, problem solving, communication skills and the logical and critical thinking skills that are highly valued and sought-after in the marketplace.
[The words are basically the same as those of the brochure I took from there in end 2015.]